The Road Traffic and Roads (RTR) Act (2023) has brought new obligations for Motor Fleet and Motor Trade policyholders. Motor traders and firms with a fleet of commercial vehicles must upload their vehicle details to the National Fleet Database by 30th November 2023. Motor Insurers’ Bureau of Ireland (MIBI), working with the insurance industry and their representative body, Insurance Ireland, have built this new National Fleet Database (NFD) to allow Motor Fleet and Motor Trade policyholders to easily upload and maintain the required information.
The NFD will be a central record of all vehicles insured under motor fleet and motor trade policies in the Republic of Ireland. It will be managed by the MIBI and be used by An Garda Síochána to support enforcement of the legal requirement for motor insurance and reduce the levels of uninsured driving. The NFD will also be used by the Department of Transport to track the insurance status of all registered vehicles, especially when motor tax is renewed each year for fleet vehicles. An Garda Síochána will use, in addition to other technologies, Automatic Number Plate Recognition (ANPR) to access the information from the NFD in order to identify and catch vehicles being driven while uninsured.
It is important for motor fleet owners and motor traders to have a process in place that allows them to upload the required data as this will ensure that you are compliant with the law and prevent your vehicles being seized by An Garda Síochána.
If we act as your insurance broker, we can provide you with UID (Unique Identifier) to log on to the NFD. It is important to note that this UID is unique to your fleet or motor trade business and will remain with you even if you change insurer and/or insurance broker. Please ensure that when you change insurance broker or insurer, that your new insurance broker or insurer uses the same UID for your fleet. Otherwise, if you receive a new UID from the insurance broker or insurer, you will have to set up a new user account on the NFD and your previous history will be unavailable.
If you have multiple insurance policies for different sets of vehicles in your fleet, you need a separate UID for each policy, and a separate NFD logon for each UID, so if you have multiple policies, you will have to register as a user on the NFD for each policy/UID combination.
Your UID together with a valid policy number will allow you to register and upload your vehicle and driver details here: https://nfd.mtpl.ie/
Motor fleet owners and motor traders who do not fulfil their legal obligation to upload their vehicle registrations to the database by November 30 may face legal sanctions. These include having their vehicles identified as being uninsured by the gardaí, as well as additional penalties for non-compliance such as potentially facing prosecution in the District Court and being subjected to fines.
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