Financial
Planning

Carmel is lead financial advisor to Directors and Senior Managers of our pension Group schemes. Carmel has joined LHK Financial with over 20 years’ experience within the industry. She has worked at various stockbroking firms including Davy and Cantor Fitzgerald Ireland where she developed extensive technical expertise in investment, pension and wealth management advice. Carmel is a Chartered Global Management Accountant CGMA®,  Qualified Certified Financial Planner Professional CFP® , Qualified Financial Advisor (QFA), holds an MSc in Financial Services. 

With over 20 years’ experience in insurance broking, Cathriona joined Richardson Insurance Solutions in 2016. She has specific expertise in many business sectors including construction, engineering, hospitality and manufacturing to name but a few. Cathriona attained her CIII qualifications in 2024.

Ros Scally brings over 20 years’ experience to her position as Group Operations Director, and in that time she has held various sales, and operational management roles in the food and retail sectors. Starting her career in Northern Ireland on Kerry Group’s sales graduate programme, she later progressed to join the Arcadia Group and Brown Thomas Ltd where she worked in various senior management positions in both Ireland and the UK. Ros joined LHK Group in 2015, taking responsibility for a wide range of operational areas including information technology, financial management, digitisation, human resource planning, marketing and regulatory governance. She is a highly competent professional and has greatly contributed to the healthy high-performance work culture and success of the business over the past number of years.

Ros holds a BESS undergraduate degree from Trinity College Dublin, a Masters of Business degree in Management Consultancy from The Smurfit Business School, University College Dublin, and a Diploma in Company Direction awarded by the Institute of Directors.

She was appointed to the Board in April 2022.

Marie Lyons is a personal Lines Account Executive for LHK Group. She is a dedicated professional with a background in Business and IT from Blanchardstown Institute of Technology (now Technological University Dublin). Starting a career in insurance at Sedgwick Ireland in 2018, they gained valuable industry experience over six years before joining the LHK team in Drogheda.

Holds an APA qualification in Commercial and Personal General Insurance for the past four years.

Damien has been working as a sales executive in personal lines insurance for over 10 years, prior to this they worked in retail as a store manager. They have an Honours Degree in Business Management, and are CIP qualified.

Adam works as an apprentice at LHK Group, working as a Personal Lines Account Executive. In this role, he supports clients with their personal insurance needs, focusing on home and motor policies.

• Not CIP Qualified

Colm completed a BSc in Occupational Health and Safety Systems and a postgraduate diploma in Accounting and Finance, both from NUIG, along with all QFA qualifications through LIA.

His experience includes work with PwC as a tax specialist in the asset management team within the financial services division. He then transitioned to the Life & Pensions industry, administering multiple employee benefit schemes for a major retailer in Ireland before joining a brokerage based in North Dublin. In July 2024, they joined LHK Financial

Starting their career in 2018 as an administrative assistant at an insurance brokerage, Shaun transitioned to a personal lines insurance broker role by 2020. In 2022, he advanced to a commercial insurance underwriter position, further broadening their expertise before moving to commercial insurance sales in 2023. As of June 2024,Shaun serves as a Business Development Executive with LHK Insurance Group, leveraging a comprehensive background in both underwriting and sales to drive strategic growth and client engagement.

Graham joined the Dublin Personal Lines team in January 2023 and has 14 years’ experience in the industry, having started his career with the AA Ireland. Graham is CIP qualified and is currently pursuing his MDI qualification. 

Michael joined the Drogheda Personal Lines Team in October 2017. Michael started his career in insurance in 2014 with Chill Insurance and later completed his APA qualification in Personal and Commercial General Insurance in June 2016. He joined the Commercial team in February 2020 and attained his CIP qualification in 2024.

Ciara joined the LHK commercial lines team alongside the Proactive Solutions business transfer in 2024 and has 20 years experience in the industry. Ciara started her insurance career with Quinn Insurance in 2004. Ciara is CIP qualified and continues to service the Proactive Solutions clients from our Drogheda office.

Bryan joined LHK in 2023 and works in our Dublin commercial lines team. Having started his insurance career with AXA personal lines in 2006, Bryan has since established himself as a capable Commercial Lines Executive placing a wide range of risks for commercial clients over the past 6 years. 

Bryan is CIP qualified and hopes to pursue the MDI accreditation in 2025. Outside of work, Bryan enjoys running and has completed the Dublin marathon 16 times.

Monica joined the LHK commercial lines team alongside the Proactive Solutions business transfer in 2024 and has over 20 years experience in the industry having commenced her career in the industry in 1997 with O’Callaghan Insurance. Monica is CIP qualified and continues to service the Proactive Solutions clients from our Drogheda office.

Lisa is a qualified Accountant with experience predominantly in the Financial Services and Pharmaceutical Industry prior to joining LHK as Finance Manager in 2024. Lisa’s accountancy career started when she joined Grant Thornton as a Trainee Accountant in 1991 after completing her business and accounting studies at Griffith College Dublin. 

Rebecca joined the commercial lines team in our Drogheda office in 2023 after 8 years with Keystone Insurance where she was responsible for renewals and business development within the SME sector. 

Rebecca attained the CIP qualification in 2019 and plans to progress further with her insurance studies over the coming years.

Alex joined the Personal Lines team in our Drogheda office in 2024. Alex is APA qualified and started his career in the industry in 2021 and was employed by a number of our insurance partners in an administrative capacity before joining LHK. 

Ben joined LHK in 2022 and attained his APA accreditation in February 2024. He supports the commercial team in an administrative capacity whilst also servicing a number of our SME clients.

Joe began his career in the insurance industry with Chill Insurance in 2017 and joined the Personal Lines team in LHK Kelleher Insurance in October 2020. He is currently working towards his CIP qualification.

Rebecca joined the Personal Lines team in our Drogheda office in 2023. She joined LHK from the retail banking sector and attained the APA qualification in February 2024.

Gerry is a Chartered Insurance Broker and holds the role of Commercial Director at LHK Group. Gerry started his insurance career with Hibernian Insurance Company (now Aviva) in 1982. He worked in most key functions within the company and in his later years there, held a number of senior management positions. In 2012 Gerry joined Alan B Kidd and Company Insurance brokers where he was a shareholder director. This company was sold to Arachas (now owned by The Ardonagh Group) in 2018 and Gerry held senior positions there, and subsequently in Stuart Insurance Brokers in Dublin. Gerry joined LHK Group in February 2022 as Commercial Director.

Colm is a Chartered Insurance Broker and Managing Director of LHK Group. Upon graduating from university with a degree in Insurance Studies and a masters qualification in Risk Management, Colm went to work with Aon London in their Global Risks division, advising multinational clients on their insurance placements. Colm was a Strategic Account Broker and Director of the Global Risks division when he decided to return to Ireland at the end of 2007. Colm has succeeded in growing the LHK business and developed the client profile utilising his experience to advise domestically based commercial and corporate clients.

In addition to his expertise in implementing, redesigning and the winding up of pension and insurance arrangements, Conail has significant experience in providing financial advice relating to pre and post retirement strategies, business insurance, life assurance, disability, critical illness, lump sum investment and inheritance tax.

Conail is a Qualified Financial Advisor and holds a Joint Financial Services Diploma as well as a Diploma in Retirement Planning Advice. He is a fellow of the Life Insurance Association of Ireland, a fellow of the Institute of Management Consultants in Ireland and an associate of the Irish Institute of Pension Managers. He recently completed the IIPM Law and Governance Programme for Trustees.

In addition to being a Qualified Financial Advisor, Conail is also a Revenue approved Pensioneer Trustee with specialist knowledge in the area of pension law and pension administration.

Stephen joined LHK in 2016. Stephen’s responsibility is to lead the organic growth and development of the LHK Group, whilst managing the Drogheda business on a day to day basis. In addition, Stephen continues to directly manage many of LHK’s longstanding clients.

Prior to joining LHK Insurance Stephen was CEO of McGivern Flynn Insurance Brokers, where he had grown and developed the business, while still personally handling a large portfolio of mid to large corporate clients. With over 30 years’ experience in the insurance industry, Stephen is well known having held a number of senior broking, underwriting and business development roles at Zurich, AIG and Fingal Insurance Brokers.

Tom joined LHK in May 2021 and is responsible for the development of the commercial and corporate account in his capacity as Business Development Lead. With a career spanning both underwriting and corporate broking, most recently with Marsh, Tom is an experienced practitioner and advisor. His technical expertise and well-established insurer relationships enable him to deliver the best possible outcomes for his clients. Tom is CIP qualified and holds a BA from UCD. A Wexford native, he has strong agricultural roots with notable experience placing risks for clients in the Food and Agri sector. His expertise also includes advising clients in the Construction, Charity / Non – Profit, Leisure and Professional services sectors.

Daniel joined the LHK commercial team in May 2018 having begun his career in the insurance industry with Chill Insurance in September 2015. After a brief time working in the Personal lines department in Chill Insurance he was promoted to SME account executive, responsible for a large range of clients in this sector. Daniel was awarded with the Management Diploma in Insurance (MDI) in 2021 and is responsible for a portfolio of commercial clients in his capacity as Account Director. 

Alison joined the LHK commercial team in January 2007 having commenced her career in the insurance industry with Maiden and Company in July 2002. Alison, in her capacity as Account Director, services a wide range of commercial clients. She vast experience in the Commercial Insurance sector dealing with Liability, Schools Insurance, Charity and Church Insurance and Professional Indemnity Insurance.

Gillian joined Kelleher Insurance in 2001 after having started her career in Zurich Insurance. Gillian has extensive experience in Personal and Commercial Lines Insurance having developed a broad knowledge within the areas of Food & Beverage, Bridgestone scheme and more recently Solicitors Professional Indemnity Insurance.

Gillian’s efficiency, relationship management and negotiation skills make her a valuable asset to our clients. Gillian currently leads the Corporate Team in our Drogheda office. 

Keith joined LHK’s commercial team in 2016 to grow and develop the sports and contingency side of the business. Following a successful career in Line up Sports Media, where Keith acted for Ireland’s top athletes and international brands, Keith joined IRUPA (Irish Rugby Union Players’ Association) in 2013. Keith’s role in IRUPA was the creation, coordination, and execution of the IRUPA Events as well as the negotiation and activation of external partners and sponsors. Keith attained the Management Diploma in Insurance (MDI) in 2021 and currently leads the Corporate Team in our Dublin office. 

Jack joined LHK in 2022 after working in the retail industry for 3 years. Jack qualified with a Higher Certificate in Business from the National College of Ireland in 2021 and supports our commercial team in an administrative capacity. Jack was awarded the APA accreditation in November 2023.

Aoife joined the LHK personal lines team in 2022 and commenced the 3-year Insurance Institute apprenticeship programme in September 2022. Aoife was awarded the APA accreditation in November 2023.

Liz joined the Personal Lines team in our Drogheda office in 2023. A law graduate, Liz has 20 years industry experience having started her employment with Allianz Insurance in 2003.

Helen joined the business in April 2023 and works on our commercial lines team in the Dublin office. Helen has over 14 years experience in the industry and is CIP accredited.

Richard joined LHK in August 2023 from Marsh Mc Lennan where he was employed as a Senior Claims Consultant since 2017. Prior to Richard’s time with Marsh, Richard worked as a Senior Liability Claims Negotiator with RSA for 9 years. With over 17 years’ experience working in the insurance industry, Richard has established himself as a trusted client advisor. His dual experience, working in the past with both an insurer and broker, gives Richard a firm grounding to understand, and effectively manage the intricacies of claims management. Richard has a proven record in working on behalf of his clients to reduce claim costs across multiple industry sectors.

Colm is a new entrant to the Financial Services industry with a background in the education sector. He is currently undertaking the QFA course in Professional Financial Advice with the LIA and supports the LHK Financial team in an administrative capacity.

Alexandra commenced her career in the industry with Affinity Insurance Brokers in 2008 where she worked in Personal Lines, and joined the LHK commercial lines team in September 2022 after 6 years experience supporting the Enterprise teams within Willis Towers Watson, and more recently with Marsh Insurance Brokers.  

Sheila has 10 years experience in the Financial Services industry and joined the LHK Financial team in 2023. Sheila is currently working towards her QFA accreditation under the supervision of her colleagues in the Life and Pensions department. 

Ian joined LHK Kelleher Insurance in September 2018 and has 15 years Commercial Lines Insurance experience, having started his insurance career in Quinn Insurance. He leads the Commercial team in our Drogheda office.

Padraig joined LHK Insurance in January 2018. Padraig has extensive experience in Commercial Insurance with a broad knowledge within the areas of Technology and Marine/Haulage. Padraig is currently working towards his CIP Qualification.

Linda joined the LHK Commercial Team in November 2021 shortly after she returned home to Ireland, after having spent over 8 years in Canada working with Aon as an Associate Account Executive in the Construction Services Group. Alongside her insurance qualifications, Linda holds a Diploma in Sports Management from UCD and has a history of sporting success, having played hockey for Ireland at an international level.

Ruth is an experienced commercial account executive having worked with The Insurance Shop for the majority of her career to date. Further to the sale of The Insurance Shop to LHK Group in April 2022, Ruth now works alongside the Drogheda commercial lines team where she continues to service longstanding clients of The Insurance Shop. 

Anna joined LHK in 2022 from The AA Insurance where she worked as a customer service representative. She is currently working towards her APA accreditation and currently supports the personal lines team in Drogheda in an administrative capacity. 

Marie Therese joined the Retail and Personal Insurance team in Richardson Insurance Solutions in 2017 and brings over 20 years’ experience to the wider LHK Group Personal Lines team.

Michael started his career in the industry in 2015 with Marsh Insurance Brokers in Dublin and joined the LHK Personal Lines team in September 2022. Michael is APA qualified. 

Paul started his career in the industry with Cornmarket Insurance in 2014 and joined LHK Group in 2023 as Personal Lines Team Lead in our Dublin office.

Ceri is Operations and Accounts Executive with LHK Group since 2023, having commenced her insurance career with the Personal Lines team in our Dublin office in July 2021. Ceri holds a Bachelor of Commerce Degree from NUI Galway and a Bachelor of Business Studies Diploma in International Hotel Management from Shannon College of Hotel Management. She attained her APA accreditation in October 2022.

Eoin joined Richardson Insurance Solutions, now part of LHK Group, in March 2022 and supports the day to day servicing, administration and broking of general insurance policies for our commercial clients. He is CIP qualified and plans to continue his education and professional development in 2023. 

David joined the LHK commercial team in early 2022 having worked in all areas of general broking since 1980. For the past 20 years he has been a Commercial Account Executive with responsibility for servicing a wide variety of clients in the commercial sector. David is CIP qualified and has a Diploma in Business Management from the National College of Ireland.

Rachel commenced her insurance career with the Personal Lines team in January 2019. She successfully completed the 3 year Insurance Practitioner Apprenticeship programme in 2022 graduating with a BA degree in Insurance Practice from ATU Sligo. In conjunction with the completion of her studies, Rachel moved to the Commercial Lines team in an administrative capacity in mid 2022 and progressed to a Commercial Account Executive position in 2023. 

Ruth joined the business in October 2022 as Head of Compliance and is responsible for the oversight and management of compliance and regulatory risk within LHK Group.  Ruth has over 20 years’ experience in the industry across both life and general insurance.  After completing her undergraduate studies in Business Studies at Trinity College Dublin, Ruth spent over a decade working with corporate pension and investment clients. Ruth went on to achieve LCOI, CIM and QFA accreditations and is an expert in compliance and the insurance industry regulatory landscape.  Ruth has held numerous senior roles within Zurich Life Assurance, Berkshire Hathaway, and The Stuart Insurance Group

Aisling Lyons is Client Services Manager within LHK Financial with responsibility for the daily management of the team and a range of group pension and risk schemes across many sectors. Aisling joined LHK Financial in 2022 with a number of years of industry experience, garnered through her time with Aon, Mercer and Irish Life.

Aisling holds the Qualified Financial Advisor (QFA) designation and the Retirement Planning Advisor (RPA) designation. She also has the QQI certificate from the Project Management Institute.

Tracy commenced her insurance career with the Personal Lines team in our Drogheda office in July 2021. Tracy holds a Bachelor of Law Degree from Maynooth University and attained her APA insurance accreditation in October 2022. 

Terri joined Richardson Insurance Solutions DAC in November 2019 as an Accounts Assistant/ Administrator. She holds a Bachelor’s degree in Business Management and is currently working toward achieving her QFA qualification.

Megan Joined the Commercial Team in 2019 and has progressed to her current role as Commercial Account Executive. Having worked within different sectors of the Insurance Industry, Megan ensures all clients experience first class service and insurance covers alike. Megan is CIP qualified with the aim to progressing within the Insurance Industry to becoming ACII qualified.

Janice is our Office and Accounts Manager. She joined the Richardson Insurance Solutions DAC team in 2006. Throughout her career Janice has worked in Commercial, Personal Lines and Accounts Departments and has a wide range of experience.

Eugene joined Richardson Insurance Solutions DAC in October 2012 as CEO. He is a Qualified Financial Adviser, an Approved Product Adviser and a Fellow of the Sales Institute of Ireland. He holds a Masters in Leadership and Innovation.

Ian started his insurance career in 2016 with AA insurance working in the personal lines team where he gained his APA. He joined  LHK from Campion Insurance in June 2021 with experience in personal and commercial lines, and is responsible for servicing our Drogheda SME clients. Ian is CIP qualified.